Victor

● Arranged and contacted all leads and inputed into CRM to keep track of what the potential client is looking to accomplish
● Referred client to one of the preferred lenders that best fit their needs for approval on mortgage loan
● Organized and coordinated face to face meetings with REALTOR and potential sellers or buyers
● Set up alerts for buyers when properties within their criteria came up on MLS
● Made 100-150 calls per day from CRM /Dialer in search of new potential buyers/sellers

● Owned and managed all aspects and day to day operations of the business including marketing, purchasing, customer service and accounting

● Own and manage all aspects of the business including marketing, purchasing, customer service and accounting

● Built key relationships with clients in the sale of residential mortgage products
● Effectively executed credit report analysis, title examination and income/asset documents to ensure compliance with lender’s programs and approval guidelines
● Organized and coordinated loan files in advancement of loan processing and underwriting.
● Performed comprehensive research of state lending guidelines

● Mortgage underwriter known for strengths in risk assessment, income/credit analysis and documentation review
● Comprehensive knowledge of underwriting guidelines and restrictions for conventional and government-insured loan programs for both conforming and nonconforming mortgages
● Responsible for maintaining a high-volume loan pipeline
● Well versed in state and federal guidelines
● Experienced in underwriting various types of mortgages including HARP, conventional, ARMS, purchases, refinances and flexible with new mortgage products
● Work closely and efficiently with team members throughout the company
● Experience within Chase included Loss Mitigation analysis

● Provided loan package to the loan processor for reviewing, stacking, and pre-submission auditing
● Adhered to all compliance requirements
● Determined correct loan options for the borrower based upon the future plan, present situation, and preferred loan product of the applicant

● Assisted customers with their loan options, submitted applications, assisted in the processing and closing of loans.

● Reviewed and analyzed dates from other servicing platforms to ensure that data is working as intended on the Green Tree Servicing platform
● Responsible for overseeing conversions for my team
● Responsible for all pay history conversions in order to provide data to support the servicing portions of the business